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home improvement/vehicle payments

Posted in bad choices on Jun 27, 2006

I just purchased an old mobile home out of desperation for a home. It needs windows and paint. I had to help with my mother's funeral costs and got behind in my car payments. I would just let the finance co. take it back but then I wouldnt be able to get to work. I can't seem to get them cought up it's about to be repo'ed. I don't have the money to just purchase a cheeper vehicle. And my credit isn't good enough to just finance a vehicle for a couple thousand.

The windows in the home are the old crank type and the cranks are broken. The windows have tape around them to keep the cold out, but now that it's summer we cant open the windows to get air in. I work 45-50 hours a week but just cant get the money to get windows and things that we need to fix this place up. Also carpet in living room is very soiled from the pryor owner. Winter is comming again and the oil tank is empty. Don't know how we will get it filled either. I will have more money from my pay in a couple of months, the trailer will be paid and my 401k loan at work will be paid. I just don't know how to make it for the next 5 mos.

I would get a second job as I have done in the past, but my old joints and back wont let me do much more than I already do. I am so tired and sore from my present work that I can hardly walk on my feet when I get home. My husband works full time but has child support and only get's about $250 ev/2 wks. He has stomache problems and can't work much more either.

bad choices

Posted in bad choices on Jun 27, 2006

I have worked hard all my life. I have just made bad choices that have led to my living in an old trailer in a trailer park. I had to finance my car I have because I needed a way to work. It's the only car I could get financing for but I can't afford the payments now that I have rent to pay and other living expenses. If I could get the payments cought up I could keep my car, but it would be about $1000 to get up to date. I hate to loose it now as I have already paid on it for overĀ  a year, and it is a good dependable car that would last me for years to come. I don't have the money to just buy an old car to drive to work, not one that would be reliable anyway. But if I loose this car I have now, I won't be able to get to work.

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